Mortgage Protection

Cover to pay off your mortgage in the event of your death

What is Mortgage Protection Insurance?

Mortgage protection insurance is essentially a name given to a life insurance policy that is specifically taken out to protect your loved ones in the event of your death during the term of your mortgage.

Mortgage protection pays out a decreasing sum of money during a chosen time frame (term). The term is the number of years that can be specified when you take out the insurance. If you die during the term then the policy will pay out the decreasing sum (which is designed to fall in line with the reducing mortgage debt) tax free as a lump sum. The term usually matches the term of the mortgage.

Do I need mortgage protection insurance?

Your mortgage is a big commitment. Leaving your loved ones to face the risk of not being able to continue the mortgage payments is well worth protecting against. Therefore it is important for anyone with dependants to consider this type of insurance.

What are customers say

Put me at ease

The advisor was very good, put me at ease and explained everything in plain english

-Ms Stamp

Process so easy

Rebwar was a pure gentleman, he made the process so easy. Thank you x

-Mr Kulczycki

Very efficient

Very efficient and easy, kept informed every step of the way

-Mr Piese

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