How long do I need my cover to last?

The length of time you need your life insurance policy to cover depends on how much money you think you might need at different stages in your life. You might have a partner, children, or other loved ones who rely on you financially, or a mortgage, or loans and credit cards to pay off.

Things to consider

When using Life Protection to cover a mortgage, the term should match the remaining length of the mortgage.

For family protection, this can often depend on the children you’d like to support to independence. Considering University, this could take them up to age 25, but the choice is yours.

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